KING GEORGE COUNTY, VIRGINIA

Home loans, decided
by people who live here.

Local underwriting, honest rates, and loan officers you can actually meet — serving King George, Dahlgren, Fredericksburg & Colonial Beach families since day one.

Get a Personalized Rate

Takes less than 2 minutes. No credit hit.




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    NMLS #1110647 Equal Housing Lender Licensed — Commonwealth of Virginia A+ BBB Rating ★★★★★ 4.9 / 5 — 180+ local reviews
    MORTGAGE CALCULATOR

    Know your number before you tour a single house.

    Drag the sliders to see a real estimate of your monthly mortgage payment — principal, interest, taxes, and insurance included.

    Real-time Live Calculation
    Property Taxes & Home Insurance Included
    No Personal Info Required
    Est. Monthly Payment
    $2,148
    Includes Principal, Interest, Taxes ($250) & Insurance ($100)
    $350,000
    $70,000
    6.5%
    Get Pre-Approved For This Payment
    LOCAL ADVANTAGE

    National lenders don't know Dahlgren from Dogue Run. We do.

    Home financing built on local relationships, rapid turnarounds, and deep Virginia roots.

    01

    Local Underwriting

    Decisions made right here in-county, not routed through a distant call center three states away.

    03

    Military & VA Expertise

    Specialized experience handling $0-down VA home loans for Dahlgren personnel and active veterans.

    04

    A Person, Not a Ticket

    Direct access to one dedicated loan officer and one direct phone number from start to closing table.

    TAILORED FINANCING

    Loan Programs

    Whatever stage you're buying at, there's a program built for it.

    STABLE

    Fixed Rate

    Predictable payments for the life of the loan — 15, 20, or 30-year terms.

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    FLEXIBLE

    Adjustable Rate (ARM)

    Lower initial rate for buyers planning to move or refinance in a few years.

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    FIRST-TIME

    FHA Loans

    Lower down payment and credit flexibility for first-time buyers.

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    LOCAL AREA

    USDA Rural

    Zero-down financing for eligible properties across King George County.

    Learn more
    SAVE MONEY

    Refinancing

    Lower your rate, shorten your term, or pull equity out of your home.

    Learn more
    SIMPLE & TRANSPARENT

    The Process

    From application to keys in hand, in four simple steps.

    01
    STEP 01 ~15 Mins

    Apply Online

    Complete our secure online application easily from any device.

    02
    STEP 02 Fast Turnaround

    Get Pre-Approved

    We verify your documents and issue a verified pre-approval letter fast.

    03
    STEP 03 Rate Lock

    Lock & Underwrite

    Shop with confidence, lock your rate, and we finalize underwriting.

    04
    FINAL STEP Closing Table

    Close & Get Keys

    Sign at a local closing, get your keys, and move into your home.

    Process Preview
    STEP 01

    Apply Online

    ABOUT DUANE BUZIAK

    Meet the Mortgage Maestro.
    15+ Years of Unmatched Expertise.

    As an independent mortgage broker operating through Coast2Coast Mortgage LLC, Duane Buziak (NMLS #1110647) ranks in the top 1% of loan originators nationwide. With a background as an AVP at 5 separate banks, Duane cuts through retail bank red tape to bring clients access to 500+ wholesale lenders, lower rates, and faster closings.

    500+ Wholesale Lenders Access

    Unlike retail banks, Duane shops hundreds of wholesale channels to get you unbeatable pricing & custom loan products.

    NoTouch Credit & Fast Pre-Approvals

    Get pre-approved 7 days a week with soft-pull credit checks—no hit to your credit score.

    Duane Buziak - Mortgage Maestro
    Top 1%
    Scotsman Guide Originator
    1,400+
    5-Star Client Reviews (4.98★)
    KING GEORGE COUNTY MORTGAGE SPECIALIST

    Serving King George & Dahlgren
    With Direct Wholesale Rates.

    Whether you're buying a home near Dahlgren, refinancing your current rate in King George, or taking advantage of VA Loan benefits, Duane Buziak delivers faster pre-approvals and zero retail bank markups.

    PURCHASE & HOME BUYING

    King George Home Loans

    Get pre-approved 7 days a week with Soft-Pull Credit options. We shop 500+ wholesale lenders to secure the lowest purchase rate for your King George home.

    • VA Home Loans: 0% Down for Dahlgren & Military Families
    • Conventional Mortgages: Flexible 3% to 20% down options
    • FHA & USDA: Low down payment & rural housing options
    Get Pre-Approved for Purchase
    LOWER YOUR MONTHLY PAYMENT

    King George Refinance

    Tap into your home equity or drop your monthly mortgage payment. Fast underwriting without the long wait times of traditional big banks.

    • VA IRRRL (Streamline Refi): Lower your rate with zero appraisal
    • Cash-Out Refinance: Access cash for home repairs or debt consolidation
    • Rate & Term Refinance: Swap high rates for wholesale pricing
    Check My Refinance Savings
    Local Servicing Areas: King George, Dahlgren, Fairview Beach, Passapatanzy, Jersey, Sealston, & surrounding Virginia communities.
    Direct Local Contact: (804) 212-8663
    SPECIALIZED LOCAL SOLUTIONS

    Tailored Mortgages for King George County

    Custom loan strategies designed for local military families, first-time buyers, and existing homeowners.

    DAHLGREN & MILITARY

    VA Loan Specialist

    Serving active duty, veterans, and civilian contractors at Naval Support Activity Dahlgren with tailored VA financing.

    • 0% Down Payment: No upfront equity required
    • No Monthly PMI: Keep your monthly payment lower
    • VA IRRRL Refi: Streamline rate reduction with no appraisal
    Explore VA Loan Options
    FOR HOMEOWNERS

    Cash-Out & Equity Access

    Unlock your King George home's equity to pay off high-interest debt, fund home renovations, or invest.

    • Debt Consolidation: Replace credit cards with lower rate mortgage
    • Home Improvement: Fund additions or remodeling projects
    • Wholesale Pricing: Access 500+ lenders for lower fees
    Calculate Your Equity
    LOCAL KING GEORGE DIRECT ACCESS

    Bypass Retail Bank Markups in King George.

    Big retail banks charge overhead fees. Duane Buziak connects King George buyers and homeowners directly to 500+ wholesale lenders for lower rates and 0% down VA loans.

    COAST2COAST WHOLESALE ✓ Preferred
    Direct Wholesale Rates
    • 0% Down VA Loans for Dahlgren
    • Soft-Pull Credit Check (0 Credit Impact)
    • Fast 14 to 21 Day Closings
    TRADITIONAL RETAIL BANKS
    Marked-Up Retail Rates
    • High Origination & Corporate Fees
    • Hard Credit Pull Required
    • Slow 30 to 45+ Day Turnaround

    Get Your King George Rate Quote

    Fast, confidential & no obligation to commit.

    LOCAL MORTGAGE INSIGHTS

    Watch How We Save
    King George Homebuyers Thousands

    Get quick, expert guides on securing 0% down VA loans in Dahlgren, refinancing your current rate, and navigating home buying in King George County.

    Direct Local Advice from Duane Buziak

    Wholesale rate insider tips updated weekly for Virginia buyers.

    Speak With Duane (804) 212-8663

    0% Down VA Loans in Dahlgren & King George

    How to Lower Your Rate With VA IRRRL Streamline

    Wholesale Mortgage Rates vs. Retail Big Banks

    CLEAR ANSWERS

    Frequently Asked Questions

    Everything you need to know about buying a home or refinancing in King George County.

    Retail banks only offer their own limited in-house rates, which often include high corporate markups and origination fees. As a wholesale broker, Quantico Mortgage accesses over 500 wholesale lenders to shop for the absolute lowest rates and lowest fees for your specific situation.

    Active duty military, military veterans, National Guard/Reservists, and surviving spouses who meet minimum service requirements qualify for $0 down VA financing with zero monthly mortgage insurance (PMI).

    Yes! Many areas throughout King George County qualify for USDA Rural Housing 100% financing (0% down payment), provided your total household income meets USDA county limits.

    No. We utilize a soft-pull credit check option to pre-approve you and review your loan options, which has zero impact on your official credit score.

    While traditional retail banks average 30 to 45+ days, our direct wholesale connection allows us to close many purchases and refinances in as fast as 14 to 21 days.

    The Interest Rate Reduction Refinance Loan (IRRRL) is a fast, low-cost option for homeowners with an existing VA loan to lower their interest rate and monthly payment—often requiring no home appraisal or income verification.

    Down payments depend on the loan type: VA and USDA loans offer 0% down, Conventional options start at 3% down, and FHA loans require 3.5% down. Down payment assistance grants may also be available.

    Getting started is simple! You can call or text Duane directly at (804) 212-8663, or complete our quick 2-minute online rate quote request to explore your wholesale options immediately.

    READY TO SAVE?

    Get Your King George Wholesale Rate Quote Today

    Skip retail bank markups. Talk directly with Duane Buziak to lock in competitive rates, 0% Down VA loans, and fast 14-day closings.

    No Impact to Credit Score
    Fast 14 to 21 Day Closings
    0% Down VA Loans for Dahlgren